Covered California 2023
Starting in 2023, health care premium rates will increase by 6% for people buying insurance under Covered California — the state’s version of the health insurance exchange created under the Affordable Care Act.
 
Along with higher premiums, deductibles and copays are set to rise, imposing a significant burden on California’s working class, reports Mark Kreidler from Capital & Main. (Capital & Main is an award-winning nonprofit publication that reports from California on pressing economic, environmental and social issues.) Only state-level intervention is likely to prevent runaway bills that many families cannot afford.

The deductible for an individual silver plan will increase by more than $1,000, to $4,750. The maximum out of pocket expense for an individual sees a similar hike, to a high of $9,500. A family’s maximum out of pocket expenses can climb to $17,500. Copayments for primary care visits on silver plans will rise to $45, while a visit to a specialist will become an $85 expense on January 1, 2023.

For more details, see this article from Capital & Main: State Intervention Is Needed to Protect Californians From Runaway Medical Bills.